Why settle for an ordinary credit card, when you can enjoy the brilliant value of the AMSA Student Credit Card? This Credit Card offers you no annual Card fees and you can earn rewards fast.

Apply now and get 10,000 points*

Apply for an AMSA Student Credit Card now through the AMSA Australia web site before 31 December 2010, and we’ll reward you with 10,000 Membership Rewards¹ or Qantas Frequent Flyer³ points!* Just spend at least $500 on your Card in the first two months after being approved, and the points are yours.

Apply now - download the PDF application form    

Exceptional benefits

• No annual Card fee – save $25 p.a.
• Complimentary enrolment in either Membership Rewards Ascent¹ or Qantas Direct² – earn one point for every dollar spent
• Special offers on dining, leisure and more with American Express Selects
• Rewards points with no capping³
• Up to 55 days interest free on purchases⁴

Choice of rewards program

• Membership Rewards Ascent¹ (save $80 p.a.) - Redeem points for airline rewards partners (excl. Qantas), travel, Gift Cards or merchandise. Visit membershiprewards.com.au to view the full range of rewards available.
• Qantas Direct (save $80 p.a.) – All points are converted directly to Qantas Frequent Flyer points each month³. You need to be a Qantas Frequent Flyer to earn Qantas Frequent Flyer points. A joining fee applies. To apply, visit www.qantas.com/frequentflyer

Where your points could take you

• 11,800 Membership Rewards points = return economy flight Melbourne to Sydney⁵
• 13,500 Membership Rewards points = $100 retail voucher
• 22,000 Qantas Frequent Flyer points = return economy flight Brisbane to Sydney⁶
• 36,000 Qantas Frequent Flyer points = return economy flight Sydney to Fiji (Nadi)⁶

Get more value from your monthly expenses^#

# This is an estimate of monthly spending based on $15,000 p.a.

Start enjoying the brilliant value of the AMSA Credit Card

Apply by downloading the PDF application form.

Do you live in the ACT?

Residents of the ACT are required to provide further financial information prior to an application being approved. Please download the ACT application form and the Asset & Liabilities form.

Use your AMSA Student Credit Card in more places than ever

1. Earning points doesn't mean spending more. It just means choosing to use your AMSA Student Credit Card when you do spend. With more places around the world opening their doors to American Express, you’ll find that your Card is welcome in more places than ever before. So you have more opportunities than ever to earn points on your everyday purchases – from petrol and groceries to dinner out, concert tickets and even the monthly bills.
2. To find out where you can use your AMSA Student Credit Card, visit amexnetwork.com.au/morewelcome

Already an AMSA Student Credit Cardmember?

Supplementary Cards.

We’ve waived the annual Card fee on Supplementary Cards – so you’ll save $20 per year for each Card, and earn points on your spouse’s, de facto Partner’s, or family member’s spend, too.

Apply online for a Supplementary Card.

Important Information

American Express credit approval criteria applies. Subject to Terms and Conditions. Interest Rates, fees and charges apply. All information is correct as at 22 April 2010 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Limited.

1. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions  To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
2. Qantas Direct enrolment required. Qantas Frequent Flyer members only. Earning of points is subject to the Terms and Conditions for the Qantas Direct program for American Express Cards and exclusions apply. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Once rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and can not be reversed. Award seats are subject to capacity controls and availability is limited. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com
3. As long as your account remains current and in good standing.
4. The Credit Card gives you up to 55 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.
5. Based on redeeming Membership Rewards points online at webjet.com.au ($100 = 10,000 points) where the flight cost inc taxes and baggage is $118 per adult as at 29 April 2010.
6. This information is based on the 1 return Economy fare flying with Qantas in May 2010, booked online at qantas.com. The quoted figure is correct as at 20/05/2010, includes taxes, and is subject to change and availability.

*Offer ends 31 December 2010. Offer only available to new AMSA Student Credit Cardmembers who apply using the pdf application form, are approved and spend $500 on purchases within 2 months of Card approval.

• Membership Rewards Bonus Point offers are valid for purchases made in Australia and charged to an eligible Australian dollar American Express Card. Enrolment in Membership Rewards is required (an annual may fee apply). Subject to the Terms and Conditions of the Membership Rewards program. Please allow 8-10 weeks after offer end date for Bonus Points to be credited to your account.
• Qantas Frequent Flyer point offers are available to Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Please allow 8-10 weeks after offer end date for points to be credited to your Qantas Frequent Flyer account.

AMSA receives a financial benefit from member's use of the AMSA Gold Credit Card to help further fund member's services.

American Express will advise AMSA of the names, and member numbers, of AMSA members who take up this offer, for entry into their database. The AMSA privacy policy can be accessed at www.amsa.org.au or by contacting AMSA at 02 American Express will advise AMA of the names, and member numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at www.ama.com.au or by contacting AMA at 02 6270 5435.

The Australian Medical Students Association (ABN 67 079 544 513) 42 Macquarie Street, Barton ACT 2600.

American Express Australia Limited (ABN 92 108 952 085). ® Registered Trademark of American Express Company.